Construction Jobs
Lock Desk Analyst | Onsite | Makati | Day Shift | Day 1 HMO
- Type: Full Time
- Region: International
- Town/City: Makati, National Capital Region
- Posted: 23/10/2025
- Reference: JOB-1761070392_1761184120
Job Description
Building Stability in Every Loan
Saxton Mortgage is a trusted name in the U.S. financial services industry, specializing in mortgage lending solutions tailored to meet diverse customer needs. With a commitment to transparency, accuracy, and client satisfaction, they combine decades of experience with cutting-edge technology to ensure a seamless mortgage process. Contribute to a company that values precision, trust, and the pursuit of financial excellence.
Job Description
As a Lock Desk Analyst, you will play a vital role in maintaining the accuracy and efficiency of rate lock processes, ensuring compliance with investor guidelines, and providing support to originators and internal teams. You'll manage pricing updates, rate confirmations, and reconciliation tasks with precision and professionalism.
Job Overview
Employment type: Full-time
Shift: Day Shift, Weekends Off (Training for 1-2 weeks: 11:00 PM-7:00 AM PHT; Regular: 8:00 AM-5:00 PM PHT)
Work setup: Onsite, Makati
Exciting Perks Await!
- Day 1 HMO coverage with free dependent
- Competitive Salary Package
- Prime office location in Makati (Easy access to MRT stations, restaurants, and banks)
- Day shift schedule
- Fixed weekends off
- Salary Advance Program through our banking partner (Eligibility and approval subject to bank assessment. Available to account holders with a minimum of 6 months company tenure.)
- Unlimited upskilling through Emapta Academy courses (Want to know more? Visit https://bit.ly/EmaptaTrainingCalendar)
- Free 24/7 access to our office gyms (Ortigas and Makati) with a free physical fitness trainer!
- Exclusive Emapta Lifestyle perks (hotel and restaurant discounts, and more!)
- Unlimited opportunities for employee referral incentives across the organization
- Standard government and Emapta benefits
- Total of 20 annual leaves to be used at your own discretion (including 5 credits convertible to cash)
- Fun engagement activities for employees
- Mentorship and exposure to global leaders and teams
- Career growth opportunities
- Diverse and supportive work environment
The Qualifications We Seek
- 1-3 years of experience in the mortgage industry, preferably in a lock desk, pricing, or secondary marketing role
- Working knowledge of mortgage pricing, rate sheets, and investor guidelines
- Strong attention to detail and high level of accuracy
- Excellent communication and customer service skills
- Proficient in Microsoft Excel and LOS systems (e.g., Meridianlink Mortgage, Encompass, Optimal Blue, or similar)
- Ability to work independently and meet deadlines in a fast-paced environment
- Knowledge of secondary market concepts
Your Daily Tasks
- Update front-end and back-end rate lock information in LOS
- Reconcile purchase advice once a file is purchased
- Process and confirm rate lock requests, changes, and extensions accurately and timely
- Monitor daily pricing and assist with distributing rate sheets to internal teams
- Ensure compliance with investor guidelines and internal lock policies
- Provide support to loan originators regarding pricing scenarios and lock policies
- Track lock expirations and assist with pipeline management reporting
- Coordinate with secondary marketing and capital markets teams to resolve pricing/lock issues
- Maintain detailed and accurate records of lock activity
- Respond promptly to lock desk inquiries via email and phone
Welcome to Emapta Philippines!
Join a team that values camaraderie, excellence, and growth. Recognized as one of the Top 20 Dream Companies of Filipinos in 2024, Emapta stands proudly alongside industry giants, offering stability and exciting career opportunities. Your career flourishes here with competitive compensation, international clients, and a work culture focused on collaboration and innovation. Work with global clients across industries, supported by a stable foundation and like-minded professionals passionate about making an impact. We empower your success with opportunities for personal and professional development in an inclusive environment. Apply now and be part of the #EmaptaEra!
